Profit ratios must be agreed beforehand, ensuring fairness and compliance with Shariah.

Tawarruq allows liquidity through sequential sales of a commodity, used under strict Shariah conditions.

Islamic finance is grounded in Tawheed (unity of Allah) and moral accountability.

Contracts must be transparent to prevent gharar (ambiguity) and ensure fairness.

Islamic banking serves socio-economic justice and equitable growth, not mere profits.

Islamic finance integrates moral responsibility with economic activity.

Justice and consent underpin Islamic contracts, ensuring fairness and transparency.

Speculation is prohibited due to gharar and maisir elements, causing injustice and loss.

Arbun is a down payment made as part of a sale, with conditions approved by some scholars.

Home financing is commonly structured via Murabahah (sale) or Ijara wa Iqtina (lease-to-own).